Monthly Repayment |
HKD$49,555
|
Initial Payment |
HKD$10.45 Millions
|
Loan Amount |
HKD$10.45 Millions
|
Total interest |
HKD$4.42 Millions
|
complete insurance payment |
HKD$31,350 (0.3%)
|
Stamp Duty |
HKD$840,000
|
Legal Fee |
HKD$69,750
|
Agency Fee |
HKD$209,000
|
Total Expense |
HKD$1,150,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 128861 | 91546 | 71463 | 62542 | 48058 | 39383 | 33611 |
1.5% | 131127 | 93832 | 73772 | 64867 | 50425 | 41793 | 36065 |
2% | 133419 | 96154 | 76127 | 67246 | 52864 | 44292 | 38625 |
2.5% | 135736 | 98512 | 78530 | 69679 | 55374 | 46880 | 41290 |
3% | 138078 | 100905 | 80979 | 72165 | 57955 | 49555 | 44057 |
3.5% | 140446 | 103335 | 83474 | 74705 | 60605 | 52315 | 46925 |
4% | 142839 | 105801 | 86015 | 77297 | 63324 | 55158 | 49889 |
4.5% | 145256 | 108302 | 88602 | 79941 | 66111 | 58084 | 52948 |
5% | 147699 | 110838 | 91234 | 82637 | 68965 | 61089 | 56097 |
5.5% | 150166 | 113409 | 93911 | 85385 | 71884 | 64172 | 59333 |
6% | 152659 | 116016 | 96633 | 88183 | 74867 | 67329 | 62653 |