Monthly Repayment |
HKD$59,181
|
Initial Payment |
HKD$8.32 Millions
|
Loan Amount |
HKD$12.48 Millions
|
Total interest |
HKD$5.27 Millions
|
complete insurance payment |
HKD$37,440 (0.3%)
|
Stamp Duty |
HKD$830,000
|
Legal Fee |
HKD$69,500
|
Agency Fee |
HKD$208,000
|
Total Expense |
HKD$1,144,940
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 153893 | 109329 | 85345 | 74692 | 57394 | 47033 | 40140 |
1.5% | 156600 | 112059 | 88103 | 77468 | 60221 | 49912 | 43071 |
2% | 159337 | 114832 | 90916 | 80309 | 63134 | 52897 | 46128 |
2.5% | 162104 | 117648 | 93785 | 83215 | 66131 | 55987 | 49311 |
3% | 164901 | 120507 | 96710 | 86184 | 69213 | 59181 | 52616 |
3.5% | 167729 | 123409 | 99690 | 89217 | 72378 | 62477 | 56040 |
4% | 170586 | 126353 | 102724 | 92313 | 75626 | 65874 | 59581 |
4.5% | 173474 | 129340 | 105814 | 95471 | 78954 | 69367 | 63234 |
5% | 176391 | 132369 | 108957 | 98691 | 82362 | 72956 | 66995 |
5.5% | 179338 | 135440 | 112155 | 101972 | 85848 | 76638 | 70860 |
6% | 182314 | 138553 | 115405 | 105313 | 89410 | 80408 | 74823 |