| Monthly Repayment |
HKD$6,904
|
| Loan Amount |
HKD$1.46 Millions
|
| Total Interest |
HKD$0.62 Millions
|
| Total repayment |
HKD$2.08 Millions
|
| Down payment |
HKD$620,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$15,400
|
| Agency Fee |
HKD$20,800
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$656,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 17954 | 12755 | 9957 | 8714 | 6696 | 5487 | 4683 |
| 1.5% | 18270 | 13073 | 10278 | 9038 | 7025 | 5823 | 5024 |
| 2% | 18589 | 13397 | 10606 | 9369 | 7365 | 6171 | 5381 |
| 2.5% | 18912 | 13725 | 10941 | 9708 | 7715 | 6531 | 5752 |
| 3% | 19238 | 14059 | 11282 | 10054 | 8074 | 6904 | 6138 |
| 3.5% | 19568 | 14397 | 11630 | 10408 | 8444 | 7289 | 6538 |
| 4% | 19901 | 14741 | 11984 | 10769 | 8823 | 7685 | 6951 |
| 4.5% | 20238 | 15089 | 12345 | 11138 | 9211 | 8092 | 7377 |
| 5% | 20578 | 15443 | 12711 | 11513 | 9608 | 8511 | 7816 |
| 5.5% | 20922 | 15801 | 13084 | 11896 | 10015 | 8941 | 8267 |
| 6% | 21270 | 16164 | 13463 | 12286 | 10431 | 9381 | 8729 |
