Monthly Repayment |
HKD$58,612
|
Initial Payment |
HKD$8.24 Millions
|
Loan Amount |
HKD$12.36 Millions
|
Total interest |
HKD$5.22 Millions
|
complete insurance payment |
HKD$37,080 (0.3%)
|
Stamp Duty |
HKD$810,000
|
Legal Fee |
HKD$69,000
|
Agency Fee |
HKD$206,000
|
Total Expense |
HKD$1,122,080
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 152414 | 108278 | 84525 | 73973 | 56842 | 46581 | 39754 |
1.5% | 155094 | 110982 | 87256 | 76723 | 59642 | 49432 | 42656 |
2% | 157805 | 113728 | 90042 | 79537 | 62527 | 52388 | 45684 |
2.5% | 160546 | 116517 | 92883 | 82415 | 65495 | 55449 | 48836 |
3% | 163316 | 119349 | 95780 | 85355 | 68548 | 58612 | 52110 |
3.5% | 166116 | 122222 | 98731 | 88359 | 71683 | 61877 | 55501 |
4% | 168946 | 125138 | 101737 | 91425 | 74899 | 65240 | 59008 |
4.5% | 171805 | 128097 | 104796 | 94553 | 78195 | 68700 | 62626 |
5% | 174695 | 131096 | 107910 | 97742 | 81570 | 72255 | 66351 |
5.5% | 177613 | 134138 | 111076 | 100991 | 85022 | 75901 | 70178 |
6% | 180561 | 137221 | 114295 | 104300 | 88550 | 79635 | 74104 |