Monthly Repayment |
HKD$48,843
|
Initial Payment |
HKD$10.3 Millions
|
Loan Amount |
HKD$10.3 Millions
|
Total interest |
HKD$4.35 Millions
|
complete insurance payment |
HKD$30,900 (0.3%)
|
Stamp Duty |
HKD$810,000
|
Legal Fee |
HKD$69,000
|
Agency Fee |
HKD$206,000
|
Total Expense |
HKD$1,115,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 127011 | 90232 | 70437 | 61644 | 47369 | 38817 | 33128 |
1.5% | 129245 | 92485 | 72713 | 63936 | 49702 | 41193 | 35547 |
2% | 131504 | 94773 | 75035 | 66281 | 52105 | 43656 | 38070 |
2.5% | 133788 | 97097 | 77403 | 68679 | 54579 | 46207 | 40697 |
3% | 136096 | 99457 | 79816 | 71129 | 57123 | 48843 | 43425 |
3.5% | 138430 | 101852 | 82276 | 73632 | 59735 | 51564 | 46251 |
4% | 140788 | 104282 | 84780 | 76187 | 62415 | 54367 | 49173 |
4.5% | 143171 | 106747 | 87330 | 78794 | 65162 | 57250 | 52188 |
5% | 145579 | 109247 | 89925 | 81451 | 67975 | 60212 | 55292 |
5.5% | 148011 | 111782 | 92563 | 84159 | 70852 | 63251 | 58482 |
6% | 150468 | 114351 | 95246 | 86917 | 73792 | 66363 | 61753 |