Monthly Repayment |
HKD$6,838
|
Initial Payment |
HKD$0.62 Millions
|
Loan Amount |
HKD$1.44 Millions
|
Total interest |
HKD$0.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$15,300
|
Agency Fee |
HKD$20,600
|
Total Expense |
HKD$36,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 17781 | 12632 | 9861 | 8630 | 6631 | 5434 | 4638 |
1.5% | 18094 | 12947 | 10179 | 8951 | 6958 | 5767 | 4976 |
2% | 18410 | 13268 | 10504 | 9279 | 7294 | 6111 | 5329 |
2.5% | 18730 | 13593 | 10836 | 9615 | 7641 | 6469 | 5697 |
3% | 19053 | 13924 | 11174 | 9958 | 7997 | 6838 | 6079 |
3.5% | 19380 | 14259 | 11518 | 10308 | 8363 | 7218 | 6475 |
4% | 19710 | 14599 | 11869 | 10666 | 8738 | 7611 | 6884 |
4.5% | 20044 | 14944 | 12226 | 11031 | 9122 | 8015 | 7306 |
5% | 20381 | 15294 | 12589 | 11403 | 9516 | 8429 | 7740 |
5.5% | 20721 | 15649 | 12958 | 11782 | 9919 | 8855 | 8187 |
6% | 21065 | 16009 | 13334 | 12168 | 10330 | 9290 | 8645 |