Monthly Repayment |
HKD$48,654
|
Initial Payment |
HKD$10.26 Millions
|
Loan Amount |
HKD$10.26 Millions
|
Total interest |
HKD$4.34 Millions
|
complete insurance payment |
HKD$30,780 (0.3%)
|
Stamp Duty |
HKD$802,000
|
Legal Fee |
HKD$68,800
|
Agency Fee |
HKD$205,200
|
Total Expense |
HKD$1,106,780
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 126518 | 89881 | 70164 | 61405 | 47185 | 38667 | 33000 |
1.5% | 128743 | 92126 | 72430 | 63688 | 49509 | 41033 | 35409 |
2% | 130993 | 94405 | 74743 | 66023 | 51903 | 43487 | 37922 |
2.5% | 133268 | 96720 | 77102 | 68412 | 54368 | 46028 | 40539 |
3% | 135568 | 99071 | 79506 | 70853 | 56901 | 48654 | 43256 |
3.5% | 137892 | 101456 | 81956 | 73346 | 59503 | 51363 | 46071 |
4% | 140241 | 103877 | 84451 | 75891 | 62173 | 54156 | 48982 |
4.5% | 142615 | 106333 | 86991 | 78488 | 64909 | 57028 | 51985 |
5% | 145013 | 108823 | 89575 | 81135 | 67711 | 59978 | 55077 |
5.5% | 147436 | 111347 | 92204 | 83832 | 70577 | 63005 | 58255 |
6% | 149883 | 113907 | 94876 | 86579 | 73505 | 66105 | 61513 |