Monthly Repayment |
HKD$58,327
|
Initial Payment |
HKD$8.2 Millions
|
Loan Amount |
HKD$12.3 Millions
|
Total interest |
HKD$5.2 Millions
|
complete insurance payment |
HKD$36,900 (0.3%)
|
Stamp Duty |
HKD$800,000
|
Legal Fee |
HKD$68,750
|
Agency Fee |
HKD$205,000
|
Total Expense |
HKD$1,110,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 151674 | 107753 | 84114 | 73614 | 56566 | 46355 | 39561 |
1.5% | 154341 | 110443 | 86832 | 76351 | 59353 | 49192 | 42449 |
2% | 157039 | 113176 | 89605 | 79151 | 62223 | 52134 | 45463 |
2.5% | 159766 | 115951 | 92432 | 82015 | 65178 | 55179 | 48599 |
3% | 162523 | 118769 | 95315 | 84941 | 68215 | 58327 | 51857 |
3.5% | 165310 | 121629 | 98252 | 87930 | 71335 | 61576 | 55232 |
4% | 168126 | 124531 | 101243 | 90981 | 74535 | 64923 | 58722 |
4.5% | 170971 | 127475 | 104288 | 94094 | 77815 | 68367 | 62322 |
5% | 173847 | 130460 | 107386 | 97267 | 81174 | 71904 | 66029 |
5.5% | 176751 | 133487 | 110537 | 100501 | 84610 | 75532 | 69838 |
6% | 179685 | 136555 | 113740 | 103794 | 88121 | 79249 | 73744 |