Monthly Repayment |
HKD$70,784
|
Initial Payment |
HKD$10.25 Millions
|
Loan Amount |
HKD$10.25 Millions
|
Total interest |
HKD$2.49 Millions
|
complete insurance payment |
HKD$30,750 (0.3%)
|
Stamp Duty |
HKD$800,000
|
Legal Fee |
HKD$68,750
|
Agency Fee |
HKD$205,000
|
Total Expense |
HKD$1,104,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 126395 | 89794 | 70095 | 61345 | 47139 | 38629 | 32968 |
1.5% | 128618 | 92036 | 72360 | 63626 | 49460 | 40993 | 35374 |
2% | 130866 | 94313 | 74670 | 65959 | 51853 | 43445 | 37885 |
2.5% | 133138 | 96626 | 77027 | 68345 | 54315 | 45983 | 40499 |
3% | 135436 | 98974 | 79429 | 70784 | 56846 | 48606 | 43214 |
3.5% | 137758 | 101358 | 81876 | 73275 | 59445 | 51313 | 46027 |
4% | 140105 | 103776 | 84369 | 75818 | 62112 | 54103 | 48935 |
4.5% | 142476 | 106229 | 86906 | 78411 | 64846 | 56972 | 51935 |
5% | 144872 | 108717 | 89488 | 81056 | 67645 | 59920 | 55024 |
5.5% | 147292 | 111239 | 92114 | 83751 | 70508 | 62943 | 58198 |
6% | 149737 | 113796 | 94784 | 86495 | 73434 | 66040 | 61453 |