Monthly Repayment |
HKD$6,804
|
Initial Payment |
HKD$0.62 Millions
|
Loan Amount |
HKD$1.44 Millions
|
Total interest |
HKD$0.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$15,250
|
Agency Fee |
HKD$20,500
|
Total Expense |
HKD$35,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 17695 | 12571 | 9813 | 8588 | 6599 | 5408 | 4615 |
1.5% | 18006 | 12885 | 10130 | 8907 | 6924 | 5739 | 4952 |
2% | 18321 | 13203 | 10453 | 9234 | 7259 | 6082 | 5304 |
2.5% | 18639 | 13527 | 10783 | 9568 | 7604 | 6437 | 5669 |
3% | 18961 | 13856 | 11120 | 9909 | 7958 | 6804 | 6050 |
3.5% | 19286 | 14190 | 11462 | 10258 | 8322 | 7183 | 6443 |
4% | 19614 | 14528 | 11811 | 10614 | 8695 | 7574 | 6850 |
4.5% | 19946 | 14872 | 12166 | 10977 | 9078 | 7976 | 7270 |
5% | 20282 | 15220 | 12528 | 11347 | 9470 | 8388 | 7703 |
5.5% | 20621 | 15573 | 12896 | 11725 | 9871 | 8812 | 8147 |
6% | 20963 | 15931 | 13269 | 12109 | 10280 | 9245 | 8603 |