Monthly Repayment |
HKD$57,758
|
Initial Payment |
HKD$8.12 Millions
|
Loan Amount |
HKD$12.18 Millions
|
Total interest |
HKD$5.15 Millions
|
complete insurance payment |
HKD$36,540 (0.3%)
|
Stamp Duty |
HKD$780,000
|
Legal Fee |
HKD$68,250
|
Agency Fee |
HKD$203,000
|
Total Expense |
HKD$1,087,790
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 150194 | 106701 | 83294 | 72896 | 56015 | 45903 | 39175 |
1.5% | 152836 | 109366 | 85985 | 75606 | 58774 | 48712 | 42035 |
2% | 155507 | 112072 | 88730 | 78379 | 61616 | 51625 | 45019 |
2.5% | 158207 | 114820 | 91531 | 81214 | 64542 | 54641 | 48125 |
3% | 160937 | 117610 | 94385 | 84112 | 67549 | 57758 | 51351 |
3.5% | 163697 | 120442 | 97293 | 87072 | 70639 | 60975 | 54693 |
4% | 166486 | 123316 | 100255 | 90093 | 73808 | 64290 | 58149 |
4.5% | 169303 | 126231 | 103270 | 93176 | 77056 | 67700 | 61714 |
5% | 172151 | 129187 | 106338 | 96318 | 80382 | 71203 | 65384 |
5.5% | 175027 | 132185 | 109459 | 99520 | 83784 | 74795 | 69156 |
6% | 177932 | 135222 | 112631 | 102781 | 87261 | 78475 | 73025 |