Monthly Repayment |
HKD$6,672
|
Initial Payment |
HKD$0.6 Millions
|
Loan Amount |
HKD$1.41 Millions
|
Total interest |
HKD$0.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$15,050
|
Agency Fee |
HKD$20,100
|
Total Expense |
HKD$35,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 17350 | 12325 | 9621 | 8420 | 6470 | 5302 | 4525 |
1.5% | 17655 | 12633 | 9932 | 8733 | 6789 | 5627 | 4855 |
2% | 17963 | 12946 | 10249 | 9054 | 7117 | 5963 | 5200 |
2.5% | 18275 | 13263 | 10573 | 9381 | 7455 | 6312 | 5559 |
3% | 18591 | 13586 | 10903 | 9716 | 7803 | 6672 | 5931 |
3.5% | 18909 | 13913 | 11239 | 10058 | 8160 | 7043 | 6318 |
4% | 19232 | 14245 | 11581 | 10407 | 8526 | 7426 | 6717 |
4.5% | 19557 | 14581 | 11929 | 10763 | 8901 | 7820 | 7129 |
5% | 19886 | 14923 | 12283 | 11126 | 9285 | 8225 | 7553 |
5.5% | 20218 | 15269 | 12644 | 11496 | 9678 | 8640 | 7988 |
6% | 20554 | 15620 | 13010 | 11873 | 10080 | 9065 | 8435 |