Monthly Repayment |
HKD$57,132
|
Initial Payment |
HKD$8.03 Millions
|
Loan Amount |
HKD$12.05 Millions
|
Total interest |
HKD$5.09 Millions
|
complete insurance payment |
HKD$36,144 (0.3%)
|
Stamp Duty |
HKD$758,000
|
Legal Fee |
HKD$67,700
|
Agency Fee |
HKD$200,800
|
Total Expense |
HKD$1,062,644
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 148566 | 105545 | 82391 | 72106 | 55408 | 45405 | 38751 |
1.5% | 151179 | 108180 | 85053 | 74787 | 58137 | 48184 | 41580 |
2% | 153822 | 110857 | 87769 | 77529 | 60948 | 51065 | 44531 |
2.5% | 156493 | 113576 | 90539 | 80334 | 63842 | 54049 | 47604 |
3% | 159193 | 116336 | 93362 | 83201 | 66817 | 57132 | 50794 |
3.5% | 161923 | 119137 | 96239 | 86129 | 69873 | 60315 | 54100 |
4% | 164681 | 121980 | 99169 | 89117 | 73008 | 63593 | 57518 |
4.5% | 167469 | 124863 | 102151 | 92166 | 76221 | 66966 | 61045 |
5% | 170285 | 127787 | 105186 | 95274 | 79511 | 70431 | 64676 |
5.5% | 173130 | 130752 | 108272 | 98442 | 82876 | 73985 | 68407 |
6% | 176003 | 133757 | 111410 | 101667 | 86315 | 77625 | 72233 |