Monthly Repayment |
HKD$6,905
|
Initial Payment |
HKD$1 Millions
|
Loan Amount |
HKD$1 Millions
|
Total interest |
HKD$0.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$15,000
|
Agency Fee |
HKD$20,000
|
Total Expense |
HKD$35,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 12331 | 8760 | 6838 | 5984 | 4598 | 3768 | 3216 |
1.5% | 12548 | 8979 | 7059 | 6207 | 4825 | 3999 | 3451 |
2% | 12767 | 9201 | 7284 | 6435 | 5058 | 4238 | 3696 |
2.5% | 12989 | 9426 | 7514 | 6667 | 5299 | 4486 | 3951 |
3% | 13213 | 9656 | 7749 | 6905 | 5545 | 4742 | 4216 |
3.5% | 13439 | 9888 | 7987 | 7148 | 5799 | 5006 | 4490 |
4% | 13668 | 10124 | 8231 | 7396 | 6059 | 5278 | 4774 |
4.5% | 13900 | 10363 | 8478 | 7649 | 6326 | 5558 | 5066 |
5% | 14133 | 10606 | 8730 | 7907 | 6599 | 5845 | 5368 |
5.5% | 14370 | 10852 | 8986 | 8170 | 6878 | 6140 | 5677 |
6% | 14608 | 11102 | 9247 | 8438 | 7164 | 6443 | 5995 |