Monthly Repayment |
HKD$569
|
Initial Payment |
HKD$0.08 Millions
|
Loan Amount |
HKD$0.12 Millions
|
Total interest |
HKD$0.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$3,100
|
Agency Fee |
HKD$2,000
|
Total Expense |
HKD$5,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 1479 | 1051 | 820 | 718 | 551 | 452 | 385 |
1.5% | 1505 | 1077 | 847 | 744 | 579 | 479 | 414 |
2% | 1532 | 1104 | 874 | 772 | 607 | 508 | 443 |
2.5% | 1558 | 1131 | 901 | 800 | 635 | 538 | 474 |
3% | 1585 | 1158 | 929 | 828 | 665 | 569 | 505 |
3.5% | 1612 | 1186 | 958 | 857 | 695 | 600 | 538 |
4% | 1640 | 1214 | 987 | 887 | 727 | 633 | 572 |
4.5% | 1668 | 1243 | 1017 | 917 | 759 | 666 | 608 |
5% | 1696 | 1272 | 1047 | 948 | 791 | 701 | 644 |
5.5% | 1724 | 1302 | 1078 | 980 | 825 | 736 | 681 |
6% | 1753 | 1332 | 1109 | 1012 | 859 | 773 | 719 |