Monthly Repayment |
HKD$56,899
|
Initial Payment |
HKD$8 Millions
|
Loan Amount |
HKD$12 Millions
|
Total interest |
HKD$5.07 Millions
|
complete insurance payment |
HKD$35,996 (0.3%)
|
Stamp Duty |
HKD$749,925
|
Legal Fee |
HKD$67,495
|
Agency Fee |
HKD$199,980
|
Total Expense |
HKD$1,053,396
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147960 | 105114 | 82055 | 71812 | 55181 | 45220 | 38592 |
1.5% | 150562 | 107739 | 84706 | 74481 | 57899 | 47987 | 41410 |
2% | 153193 | 110405 | 87410 | 77213 | 60699 | 50857 | 44349 |
2.5% | 155854 | 113112 | 90169 | 80006 | 63581 | 53828 | 47409 |
3% | 158543 | 115861 | 92981 | 82861 | 66545 | 56899 | 50587 |
3.5% | 161262 | 118651 | 95846 | 85777 | 69588 | 60068 | 53879 |
4% | 164009 | 121482 | 98764 | 88753 | 72710 | 63334 | 57284 |
4.5% | 166785 | 124353 | 101734 | 91790 | 75910 | 66693 | 60796 |
5% | 169589 | 127265 | 104756 | 94885 | 79186 | 70143 | 64412 |
5.5% | 172423 | 130218 | 107830 | 98040 | 82538 | 73683 | 68127 |
6% | 175285 | 133211 | 110955 | 101252 | 85963 | 77308 | 71938 |