Monthly Repayment |
HKD$56,848
|
Initial Payment |
HKD$7.99 Millions
|
Loan Amount |
HKD$11.99 Millions
|
Total interest |
HKD$5.07 Millions
|
complete insurance payment |
HKD$35,964 (0.3%)
|
Stamp Duty |
HKD$749,250
|
Legal Fee |
HKD$67,450
|
Agency Fee |
HKD$199,800
|
Total Expense |
HKD$1,052,464
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147826 | 105019 | 81981 | 71747 | 55132 | 45179 | 38558 |
1.5% | 150426 | 107642 | 84629 | 74414 | 57847 | 47944 | 41373 |
2% | 153056 | 110305 | 87332 | 77143 | 60645 | 50811 | 44309 |
2.5% | 155714 | 113010 | 90088 | 79934 | 63524 | 53780 | 47367 |
3% | 158401 | 115757 | 92897 | 82786 | 66485 | 56848 | 50541 |
3.5% | 161116 | 118544 | 95759 | 85700 | 69525 | 60014 | 53831 |
4% | 163861 | 121372 | 98675 | 88673 | 72644 | 63277 | 57232 |
4.5% | 166635 | 124241 | 101642 | 91707 | 75842 | 66633 | 60741 |
5% | 169437 | 127151 | 104662 | 94800 | 79115 | 70080 | 64354 |
5.5% | 172268 | 130101 | 107733 | 97951 | 82463 | 73616 | 68066 |
6% | 175127 | 133091 | 110855 | 101161 | 85885 | 77238 | 71874 |