Monthly Repayment |
HKD$56,620
|
Initial Payment |
HKD$7.96 Millions
|
Loan Amount |
HKD$11.94 Millions
|
Total interest |
HKD$5.05 Millions
|
complete insurance payment |
HKD$35,820 (0.3%)
|
Stamp Duty |
HKD$746,250
|
Legal Fee |
HKD$67,250
|
Agency Fee |
HKD$199,000
|
Total Expense |
HKD$1,048,320
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147235 | 104599 | 81653 | 71460 | 54911 | 44998 | 38403 |
1.5% | 149824 | 107211 | 84291 | 74116 | 57615 | 47752 | 41207 |
2% | 152443 | 109864 | 86982 | 76834 | 60402 | 50608 | 44132 |
2.5% | 155090 | 112558 | 89727 | 79614 | 63270 | 53564 | 47177 |
3% | 157766 | 115293 | 92525 | 82455 | 66218 | 56620 | 50339 |
3.5% | 160471 | 118069 | 95376 | 85356 | 69247 | 59774 | 53615 |
4% | 163205 | 120886 | 98280 | 88318 | 72354 | 63023 | 57003 |
4.5% | 165967 | 123744 | 101235 | 91340 | 75538 | 66366 | 60498 |
5% | 168758 | 126642 | 104243 | 94420 | 78798 | 69800 | 64096 |
5.5% | 171578 | 129580 | 107302 | 97559 | 82133 | 73322 | 67794 |
6% | 174426 | 132558 | 110411 | 100756 | 85541 | 76929 | 71586 |