Monthly Repayment |
HKD$56,563
|
Initial Payment |
HKD$7.95 Millions
|
Loan Amount |
HKD$11.93 Millions
|
Total interest |
HKD$5.04 Millions
|
complete insurance payment |
HKD$35,784 (0.3%)
|
Stamp Duty |
HKD$745,500
|
Legal Fee |
HKD$67,200
|
Agency Fee |
HKD$198,800
|
Total Expense |
HKD$1,047,284
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147087 | 104494 | 81571 | 71388 | 54856 | 44953 | 38365 |
1.5% | 149674 | 107103 | 84206 | 74042 | 57558 | 47704 | 41165 |
2% | 152289 | 109753 | 86895 | 76757 | 60341 | 50557 | 44088 |
2.5% | 154934 | 112445 | 89637 | 79534 | 63206 | 53511 | 47130 |
3% | 157608 | 115177 | 92432 | 82372 | 66152 | 56563 | 50288 |
3.5% | 160310 | 117951 | 95280 | 85271 | 69177 | 59714 | 53562 |
4% | 163041 | 120765 | 98181 | 88229 | 72281 | 62960 | 56946 |
4.5% | 165801 | 123619 | 101134 | 91248 | 75462 | 66299 | 60437 |
5% | 168589 | 126514 | 104138 | 94325 | 78719 | 69729 | 64032 |
5.5% | 171405 | 129450 | 107194 | 97461 | 82051 | 73248 | 67725 |
6% | 174250 | 132425 | 110301 | 100655 | 85455 | 76852 | 71514 |