Monthly Repayment |
HKD$56,279
|
Initial Payment |
HKD$7.91 Millions
|
Loan Amount |
HKD$11.87 Millions
|
Total interest |
HKD$5.02 Millions
|
complete insurance payment |
HKD$35,604 (0.3%)
|
Stamp Duty |
HKD$741,750
|
Legal Fee |
HKD$66,950
|
Agency Fee |
HKD$197,800
|
Total Expense |
HKD$1,042,104
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 146347 | 103968 | 81160 | 71029 | 54580 | 44727 | 38172 |
1.5% | 148921 | 106564 | 83782 | 73669 | 57268 | 47464 | 40958 |
2% | 151523 | 109201 | 86458 | 76371 | 60038 | 50303 | 43866 |
2.5% | 154155 | 111879 | 89186 | 79134 | 62888 | 53241 | 46892 |
3% | 156815 | 114598 | 91967 | 81958 | 65819 | 56279 | 50035 |
3.5% | 159504 | 117357 | 94801 | 84842 | 68829 | 59414 | 53292 |
4% | 162221 | 120157 | 97687 | 87786 | 71917 | 62643 | 56659 |
4.5% | 164967 | 122998 | 100625 | 90789 | 75082 | 65966 | 60133 |
5% | 167741 | 125878 | 103614 | 93851 | 78323 | 69379 | 63709 |
5.5% | 170543 | 128798 | 106655 | 96971 | 81638 | 72879 | 67385 |
6% | 173374 | 131759 | 109746 | 100148 | 85026 | 76465 | 71154 |