Monthly Repayment |
HKD$56,222
|
Initial Payment |
HKD$7.9 Millions
|
Loan Amount |
HKD$11.86 Millions
|
Total interest |
HKD$5.01 Millions
|
complete insurance payment |
HKD$35,568 (0.3%)
|
Stamp Duty |
HKD$741,000
|
Legal Fee |
HKD$66,900
|
Agency Fee |
HKD$197,600
|
Total Expense |
HKD$1,041,068
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 146199 | 103863 | 81078 | 70957 | 54525 | 44681 | 38133 |
1.5% | 148770 | 106456 | 83698 | 73595 | 57210 | 47416 | 40917 |
2% | 151370 | 109091 | 86370 | 76294 | 59977 | 50252 | 43822 |
2.5% | 153999 | 111766 | 89096 | 79054 | 62825 | 53187 | 46845 |
3% | 156656 | 114482 | 91874 | 81875 | 65753 | 56222 | 49985 |
3.5% | 159342 | 117239 | 94705 | 84756 | 68760 | 59353 | 53238 |
4% | 162057 | 120036 | 97588 | 87697 | 71845 | 62580 | 56602 |
4.5% | 164800 | 122873 | 100523 | 90697 | 75006 | 65899 | 60072 |
5% | 167571 | 125751 | 103509 | 93756 | 78244 | 69308 | 63645 |
5.5% | 170371 | 128668 | 106547 | 96873 | 81555 | 72806 | 67317 |
6% | 173199 | 131625 | 109635 | 100047 | 84940 | 76388 | 71082 |