Monthly Repayment |
HKD$55,767
|
Initial Payment |
HKD$7.84 Millions
|
Loan Amount |
HKD$11.76 Millions
|
Total interest |
HKD$4.97 Millions
|
complete insurance payment |
HKD$35,280 (0.3%)
|
Stamp Duty |
HKD$735,000
|
Legal Fee |
HKD$66,500
|
Agency Fee |
HKD$196,000
|
Total Expense |
HKD$1,032,780
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 145015 | 103022 | 80422 | 70382 | 54083 | 44320 | 37824 |
1.5% | 147566 | 105594 | 83020 | 72999 | 56747 | 47032 | 40586 |
2% | 150145 | 108207 | 85671 | 75676 | 59491 | 49845 | 43467 |
2.5% | 152752 | 110861 | 88374 | 78414 | 62316 | 52757 | 46466 |
3% | 155388 | 113555 | 91130 | 81212 | 65220 | 55767 | 49580 |
3.5% | 158052 | 116289 | 93938 | 84070 | 68203 | 58873 | 52807 |
4% | 160745 | 119064 | 96798 | 86987 | 71263 | 62073 | 56144 |
4.5% | 163465 | 121878 | 99709 | 89963 | 74399 | 65365 | 59586 |
5% | 166214 | 124733 | 102671 | 92997 | 77610 | 68747 | 63130 |
5.5% | 168991 | 127626 | 105684 | 96089 | 80895 | 72216 | 66771 |
6% | 171796 | 130560 | 108747 | 99237 | 84252 | 75769 | 70507 |