Monthly Repayment |
HKD$46,472
|
Initial Payment |
HKD$9.8 Millions
|
Loan Amount |
HKD$9.8 Millions
|
Total interest |
HKD$4.14 Millions
|
complete insurance payment |
HKD$29,400 (0.3%)
|
Stamp Duty |
HKD$735,000
|
Legal Fee |
HKD$66,500
|
Agency Fee |
HKD$196,000
|
Total Expense |
HKD$1,026,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 120846 | 85852 | 67018 | 58652 | 45069 | 36933 | 31520 |
1.5% | 122971 | 87995 | 69183 | 60832 | 47289 | 39193 | 33821 |
2% | 125120 | 90173 | 71392 | 63063 | 49576 | 41537 | 36222 |
2.5% | 127293 | 92384 | 73645 | 65345 | 51930 | 43964 | 38721 |
3% | 129490 | 94629 | 75942 | 67677 | 54350 | 46472 | 41317 |
3.5% | 131710 | 96908 | 78282 | 70058 | 56836 | 49061 | 44006 |
4% | 133954 | 99220 | 80665 | 72489 | 59386 | 51728 | 46786 |
4.5% | 136221 | 101565 | 83091 | 74969 | 61999 | 54471 | 49655 |
5% | 138512 | 103944 | 85559 | 77497 | 64675 | 57289 | 52608 |
5.5% | 140826 | 106355 | 88070 | 80074 | 67412 | 60180 | 55643 |
6% | 143163 | 108800 | 90622 | 82697 | 70210 | 63141 | 58755 |