Monthly Repayment |
HKD$54,629
|
Initial Payment |
HKD$7.68 Millions
|
Loan Amount |
HKD$11.52 Millions
|
Total interest |
HKD$4.87 Millions
|
complete insurance payment |
HKD$34,560 (0.3%)
|
Stamp Duty |
HKD$720,000
|
Legal Fee |
HKD$65,500
|
Agency Fee |
HKD$192,000
|
Total Expense |
HKD$1,012,060
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 142055 | 100919 | 78780 | 68946 | 52979 | 43415 | 37052 |
1.5% | 144554 | 103439 | 81326 | 71509 | 55589 | 46072 | 39757 |
2% | 147080 | 105999 | 83922 | 74132 | 58277 | 48828 | 42580 |
2.5% | 149635 | 108598 | 86571 | 76814 | 61044 | 51680 | 45517 |
3% | 152217 | 111237 | 89270 | 79555 | 63889 | 54629 | 48568 |
3.5% | 154827 | 113916 | 92021 | 82354 | 66811 | 57671 | 51729 |
4% | 157464 | 116634 | 94822 | 85212 | 69808 | 60806 | 54998 |
4.5% | 160129 | 119391 | 97674 | 88127 | 72881 | 64031 | 58370 |
5% | 162822 | 122187 | 100576 | 91099 | 76026 | 67344 | 61841 |
5.5% | 165542 | 125022 | 103527 | 94128 | 79244 | 70742 | 65409 |
6% | 168290 | 127895 | 106528 | 97212 | 82532 | 74223 | 69068 |