Monthly Repayment |
HKD$65,605
|
Initial Payment |
HKD$9.5 Millions
|
Loan Amount |
HKD$9.5 Millions
|
Total interest |
HKD$2.31 Millions
|
complete insurance payment |
HKD$28,500 (0.3%)
|
Stamp Duty |
HKD$712,500
|
Legal Fee |
HKD$65,000
|
Agency Fee |
HKD$190,000
|
Total Expense |
HKD$996,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 117146 | 83223 | 64966 | 56856 | 43689 | 35802 | 30555 |
1.5% | 119207 | 85301 | 67065 | 58970 | 45841 | 37993 | 32786 |
2% | 121290 | 87412 | 69207 | 61133 | 48058 | 40266 | 35113 |
2.5% | 123397 | 89556 | 71391 | 63344 | 50340 | 42618 | 37536 |
3% | 125526 | 91732 | 73617 | 65605 | 52686 | 45050 | 40052 |
3.5% | 127678 | 93941 | 75885 | 67913 | 55096 | 47559 | 42659 |
4% | 129853 | 96182 | 78196 | 70270 | 57568 | 50144 | 45354 |
4.5% | 132051 | 98456 | 80547 | 72674 | 60101 | 52804 | 48135 |
5% | 134272 | 100762 | 82940 | 75125 | 62695 | 55536 | 50998 |
5.5% | 136515 | 103099 | 85374 | 77622 | 65349 | 58338 | 53939 |
6% | 138781 | 105469 | 87848 | 80166 | 68060 | 61208 | 56957 |