Monthly Repayment |
HKD$6,240
|
Initial Payment |
HKD$0.56 Millions
|
Loan Amount |
HKD$1.32 Millions
|
Total interest |
HKD$0.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$14,400
|
Agency Fee |
HKD$18,800
|
Total Expense |
HKD$33,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 16227 | 11528 | 8999 | 7876 | 6052 | 4959 | 4232 |
1.5% | 16513 | 11816 | 9290 | 8168 | 6350 | 5263 | 4541 |
2% | 16801 | 12108 | 9587 | 8468 | 6657 | 5577 | 4864 |
2.5% | 17093 | 12405 | 9889 | 8774 | 6973 | 5903 | 5199 |
3% | 17388 | 12707 | 10197 | 9088 | 7298 | 6240 | 5548 |
3.5% | 17686 | 13013 | 10512 | 9407 | 7632 | 6588 | 5909 |
4% | 17988 | 13323 | 10832 | 9734 | 7974 | 6946 | 6282 |
4.5% | 18292 | 13638 | 11157 | 10067 | 8325 | 7314 | 6667 |
5% | 18600 | 13958 | 11489 | 10406 | 8685 | 7693 | 7064 |
5.5% | 18910 | 14282 | 11826 | 10752 | 9052 | 8081 | 7472 |
6% | 19224 | 14610 | 12169 | 11105 | 9428 | 8479 | 7890 |