Monthly Repayment |
HKD$53,149
|
Initial Payment |
HKD$7.47 Millions
|
Loan Amount |
HKD$11.21 Millions
|
Total interest |
HKD$4.74 Millions
|
complete insurance payment |
HKD$33,624 (0.3%)
|
Stamp Duty |
HKD$700,500
|
Legal Fee |
HKD$64,200
|
Agency Fee |
HKD$186,800
|
Total Expense |
HKD$985,124
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 138208 | 98186 | 76647 | 67079 | 51544 | 42239 | 36049 |
1.5% | 140639 | 100638 | 79123 | 69572 | 54083 | 44824 | 38681 |
2% | 143097 | 103128 | 81649 | 72124 | 56699 | 47505 | 41426 |
2.5% | 145582 | 105657 | 84226 | 74733 | 59391 | 50280 | 44285 |
3% | 148094 | 108225 | 86853 | 77400 | 62159 | 53149 | 47253 |
3.5% | 150633 | 110831 | 89529 | 80124 | 65001 | 56109 | 50328 |
4% | 153199 | 113475 | 92254 | 82904 | 67918 | 59159 | 53508 |
4.5% | 155793 | 116157 | 95029 | 85740 | 70907 | 62297 | 56789 |
5% | 158412 | 118878 | 97852 | 88632 | 73967 | 65520 | 60166 |
5.5% | 161059 | 121636 | 100723 | 91578 | 77098 | 68826 | 63637 |
6% | 163732 | 124431 | 103643 | 94579 | 80297 | 72213 | 67197 |