Monthly Repayment |
HKD$52,921
|
Initial Payment |
HKD$7.44 Millions
|
Loan Amount |
HKD$11.16 Millions
|
Total interest |
HKD$4.72 Millions
|
complete insurance payment |
HKD$33,480 (0.3%)
|
Stamp Duty |
HKD$697,500
|
Legal Fee |
HKD$64,000
|
Agency Fee |
HKD$186,000
|
Total Expense |
HKD$980,980
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 137616 | 97766 | 76318 | 66791 | 51324 | 42058 | 35894 |
1.5% | 140037 | 100207 | 78784 | 69274 | 53852 | 44632 | 38515 |
2% | 142484 | 102687 | 81300 | 71815 | 56456 | 47302 | 41249 |
2.5% | 144959 | 105205 | 83865 | 74413 | 59137 | 50065 | 44095 |
3% | 147460 | 107761 | 86481 | 77068 | 61893 | 52921 | 47051 |
3.5% | 149988 | 110356 | 89145 | 79780 | 64723 | 55869 | 50113 |
4% | 152543 | 112989 | 91859 | 82549 | 67627 | 58906 | 53279 |
4.5% | 155125 | 115660 | 94622 | 85373 | 70603 | 62030 | 56546 |
5% | 157734 | 118369 | 97433 | 88252 | 73651 | 65240 | 59909 |
5.5% | 160369 | 121115 | 100292 | 91186 | 76768 | 68532 | 63365 |
6% | 163031 | 123898 | 103199 | 94174 | 79953 | 71904 | 66909 |