Monthly Repayment |
HKD$6,074
|
Initial Payment |
HKD$0.55 Millions
|
Loan Amount |
HKD$1.28 Millions
|
Total interest |
HKD$0.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$14,150
|
Agency Fee |
HKD$18,300
|
Total Expense |
HKD$32,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 15796 | 11222 | 8760 | 7666 | 5891 | 4827 | 4120 |
1.5% | 16074 | 11502 | 9043 | 7951 | 6181 | 5123 | 4420 |
2% | 16355 | 11786 | 9332 | 8243 | 6480 | 5429 | 4734 |
2.5% | 16639 | 12075 | 9626 | 8541 | 6788 | 5746 | 5061 |
3% | 16926 | 12369 | 9926 | 8846 | 7104 | 6074 | 5400 |
3.5% | 17216 | 12667 | 10232 | 9157 | 7429 | 6412 | 5752 |
4% | 17509 | 12969 | 10544 | 9475 | 7762 | 6761 | 6115 |
4.5% | 17806 | 13276 | 10861 | 9799 | 8104 | 7120 | 6490 |
5% | 18105 | 13586 | 11183 | 10130 | 8454 | 7488 | 6876 |
5.5% | 18408 | 13902 | 11512 | 10466 | 8811 | 7866 | 7273 |
6% | 18713 | 14221 | 11845 | 10809 | 9177 | 8253 | 7680 |