Monthly Repayment |
HKD$52,011
|
Initial Payment |
HKD$7.31 Millions
|
Loan Amount |
HKD$10.97 Millions
|
Total interest |
HKD$4.64 Millions
|
complete insurance payment |
HKD$32,904 (0.3%)
|
Stamp Duty |
HKD$685,500
|
Legal Fee |
HKD$63,200
|
Agency Fee |
HKD$182,800
|
Total Expense |
HKD$964,404
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 135249 | 96084 | 75005 | 65642 | 50441 | 41335 | 35277 |
1.5% | 137627 | 98483 | 77429 | 68083 | 52925 | 43865 | 37852 |
2% | 140033 | 100920 | 79901 | 70580 | 55485 | 46488 | 40539 |
2.5% | 142465 | 103395 | 82423 | 73133 | 58119 | 49204 | 43336 |
3% | 144923 | 105907 | 84993 | 75742 | 60828 | 52011 | 46241 |
3.5% | 147408 | 108458 | 87612 | 78408 | 63609 | 54908 | 49251 |
4% | 149919 | 111045 | 90279 | 81128 | 66463 | 57893 | 52362 |
4.5% | 152456 | 113670 | 92994 | 83904 | 69388 | 60963 | 55573 |
5% | 155020 | 116332 | 95757 | 86734 | 72383 | 64117 | 58878 |
5.5% | 157610 | 119031 | 98567 | 89617 | 75447 | 67353 | 62275 |
6% | 160226 | 121767 | 101423 | 92554 | 78578 | 70666 | 65758 |