Monthly Repayment |
HKD$51,783
|
Initial Payment |
HKD$7.28 Millions
|
Loan Amount |
HKD$10.92 Millions
|
Total interest |
HKD$4.62 Millions
|
complete insurance payment |
HKD$32,760 (0.3%)
|
Stamp Duty |
HKD$682,500
|
Legal Fee |
HKD$63,000
|
Agency Fee |
HKD$182,000
|
Total Expense |
HKD$960,260
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 134657 | 95663 | 74677 | 65355 | 50220 | 41154 | 35123 |
1.5% | 137025 | 98052 | 77090 | 67785 | 52693 | 43673 | 37687 |
2% | 139420 | 100478 | 79551 | 70271 | 55242 | 46284 | 40362 |
2.5% | 141841 | 102942 | 82062 | 72813 | 57865 | 48988 | 43147 |
3% | 144289 | 105444 | 84621 | 75411 | 60562 | 51783 | 46039 |
3.5% | 146763 | 107983 | 87228 | 78065 | 63331 | 54668 | 49035 |
4% | 149263 | 110559 | 89884 | 80773 | 66173 | 57639 | 52133 |
4.5% | 151789 | 113173 | 92587 | 83537 | 69085 | 60696 | 55330 |
5% | 154342 | 115823 | 95338 | 86354 | 72067 | 63837 | 58620 |
5.5% | 156920 | 118510 | 98135 | 89225 | 75117 | 67058 | 62002 |
6% | 159525 | 121234 | 100979 | 92149 | 78234 | 70357 | 65470 |