| Monthly Repayment |
HKD$51,214
|
| Loan Amount |
HKD$10.8 Millions
|
| Total Interest |
HKD$4.56 Millions
|
| Total repayment |
HKD$15.36 Millions
|
| Down payment |
HKD$7,200,000
|
| Stamp Duty |
HKD$675,000
|
| Legal Fee |
HKD$62,500
|
| Agency Fee |
HKD$180,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$8,117,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 133177 | 94612 | 73857 | 64637 | 49668 | 40702 | 34737 |
| 1.5% | 135519 | 96974 | 76243 | 67040 | 52114 | 43193 | 37272 |
| 2% | 137888 | 99374 | 78677 | 69498 | 54635 | 45776 | 39918 |
| 2.5% | 140282 | 101811 | 81160 | 72013 | 57229 | 48450 | 42673 |
| 3% | 142703 | 104285 | 83691 | 74582 | 59896 | 51214 | 45533 |
| 3.5% | 145150 | 106796 | 86270 | 77207 | 62635 | 54067 | 48496 |
| 4% | 147623 | 109344 | 88896 | 79886 | 65445 | 57006 | 51560 |
| 4.5% | 150121 | 111929 | 91570 | 82619 | 68326 | 60029 | 54722 |
| 5% | 152646 | 114550 | 94290 | 85405 | 71275 | 63135 | 57976 |
| 5.5% | 155196 | 117208 | 97057 | 88245 | 74291 | 66321 | 61321 |
| 6% | 157772 | 119902 | 99870 | 91136 | 77374 | 69584 | 64751 |
