Monthly Repayment |
HKD$50,930
|
Initial Payment |
HKD$7.16 Millions
|
Loan Amount |
HKD$10.74 Millions
|
Total interest |
HKD$4.54 Millions
|
complete insurance payment |
HKD$32,220 (0.3%)
|
Stamp Duty |
HKD$671,250
|
Legal Fee |
HKD$62,250
|
Agency Fee |
HKD$179,000
|
Total Expense |
HKD$944,720
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 132437 | 94086 | 73446 | 64278 | 49392 | 40476 | 34544 |
1.5% | 134766 | 96436 | 75819 | 66667 | 51825 | 42953 | 37065 |
2% | 137122 | 98822 | 78240 | 69112 | 54331 | 45521 | 39697 |
2.5% | 139503 | 101245 | 80709 | 71613 | 56911 | 48181 | 42435 |
3% | 141910 | 103706 | 83226 | 74168 | 59563 | 50930 | 45280 |
3.5% | 144343 | 106203 | 85790 | 76778 | 62287 | 53766 | 48227 |
4% | 146802 | 108737 | 88402 | 79442 | 65082 | 56689 | 51274 |
4.5% | 149287 | 111307 | 91061 | 82160 | 67946 | 59696 | 54418 |
5% | 151798 | 113914 | 93766 | 84931 | 70879 | 62784 | 57654 |
5.5% | 154334 | 116557 | 96518 | 87754 | 73879 | 65952 | 60980 |
6% | 156895 | 119236 | 99315 | 90630 | 76944 | 69197 | 64391 |