Monthly Repayment |
HKD$5,941
|
Initial Payment |
HKD$0.54 Millions
|
Loan Amount |
HKD$1.25 Millions
|
Total interest |
HKD$0.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$13,950
|
Agency Fee |
HKD$17,900
|
Total Expense |
HKD$31,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 15451 | 10976 | 8568 | 7499 | 5762 | 4722 | 4030 |
1.5% | 15722 | 11250 | 8845 | 7777 | 6046 | 5011 | 4324 |
2% | 15997 | 11529 | 9128 | 8063 | 6338 | 5310 | 4631 |
2.5% | 16275 | 11812 | 9416 | 8354 | 6639 | 5621 | 4950 |
3% | 16556 | 12099 | 9709 | 8652 | 6949 | 5941 | 5282 |
3.5% | 16840 | 12390 | 10008 | 8957 | 7266 | 6272 | 5626 |
4% | 17127 | 12686 | 10313 | 9268 | 7592 | 6613 | 5982 |
4.5% | 17416 | 12985 | 10623 | 9585 | 7927 | 6964 | 6348 |
5% | 17709 | 13290 | 10939 | 9908 | 8269 | 7324 | 6726 |
5.5% | 18005 | 13598 | 11260 | 10238 | 8619 | 7694 | 7114 |
6% | 18304 | 13910 | 11586 | 10573 | 8976 | 8073 | 7512 |