Monthly Repayment |
HKD$50,816
|
Initial Payment |
HKD$7.14 Millions
|
Loan Amount |
HKD$10.72 Millions
|
Total interest |
HKD$4.53 Millions
|
complete insurance payment |
HKD$32,148 (0.3%)
|
Stamp Duty |
HKD$669,750
|
Legal Fee |
HKD$62,150
|
Agency Fee |
HKD$178,600
|
Total Expense |
HKD$942,648
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 132141 | 93876 | 73282 | 64134 | 49282 | 40385 | 34466 |
1.5% | 134465 | 96220 | 75650 | 66518 | 51709 | 42857 | 36983 |
2% | 136815 | 98601 | 78065 | 68958 | 54210 | 45420 | 39608 |
2.5% | 139191 | 101019 | 80529 | 71453 | 56784 | 48073 | 42341 |
3% | 141593 | 103474 | 83040 | 74002 | 59430 | 50816 | 45179 |
3.5% | 144021 | 105966 | 85599 | 76606 | 62148 | 53646 | 48119 |
4% | 146474 | 108494 | 88205 | 79264 | 64936 | 56562 | 51159 |
4.5% | 148954 | 111058 | 90857 | 81976 | 67794 | 59563 | 54296 |
5% | 151458 | 113659 | 93557 | 84741 | 70720 | 62644 | 57525 |
5.5% | 153989 | 116296 | 96302 | 87558 | 73714 | 65805 | 60844 |
6% | 156545 | 118969 | 99093 | 90427 | 76772 | 69043 | 64247 |