Monthly Repayment |
HKD$49,450
|
Initial Payment |
HKD$6.95 Millions
|
Loan Amount |
HKD$10.43 Millions
|
Total interest |
HKD$4.41 Millions
|
complete insurance payment |
HKD$31,284 (0.3%)
|
Stamp Duty |
HKD$651,750
|
Legal Fee |
HKD$60,950
|
Agency Fee |
HKD$173,800
|
Total Expense |
HKD$917,784
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 128590 | 91353 | 71313 | 62411 | 47957 | 39300 | 33540 |
1.5% | 130851 | 93634 | 73616 | 64731 | 50319 | 41705 | 35989 |
2% | 133138 | 95951 | 75967 | 67105 | 52753 | 44199 | 38543 |
2.5% | 135450 | 98304 | 78365 | 69532 | 55258 | 46781 | 41203 |
3% | 137788 | 100693 | 80808 | 72013 | 57833 | 49450 | 43964 |
3.5% | 140150 | 103118 | 83298 | 74547 | 60478 | 52205 | 46826 |
4% | 142538 | 105578 | 85834 | 77134 | 63191 | 55042 | 49784 |
4.5% | 144950 | 108074 | 88415 | 79773 | 65972 | 57962 | 52837 |
5% | 147388 | 110605 | 91042 | 82463 | 68820 | 60961 | 55979 |
5.5% | 149850 | 113171 | 93714 | 85205 | 71732 | 64037 | 59209 |
6% | 152338 | 115772 | 96430 | 87997 | 74709 | 67187 | 62521 |