Monthly Repayment |
HKD$49,223
|
Initial Payment |
HKD$6.92 Millions
|
Loan Amount |
HKD$10.38 Millions
|
Total interest |
HKD$4.39 Millions
|
complete insurance payment |
HKD$31,140 (0.3%)
|
Stamp Duty |
HKD$648,750
|
Legal Fee |
HKD$60,750
|
Agency Fee |
HKD$173,000
|
Total Expense |
HKD$913,640
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 127998 | 90933 | 70984 | 62123 | 47737 | 39119 | 33386 |
1.5% | 130249 | 93203 | 73278 | 64433 | 50088 | 41513 | 35823 |
2% | 132525 | 95509 | 75617 | 66796 | 52510 | 43996 | 38366 |
2.5% | 134827 | 97852 | 78004 | 69212 | 55003 | 46566 | 41013 |
3% | 137154 | 100230 | 80436 | 71682 | 57567 | 49223 | 43762 |
3.5% | 139505 | 102643 | 82915 | 74204 | 60199 | 51964 | 46610 |
4% | 141882 | 105092 | 85439 | 76779 | 62900 | 54789 | 49555 |
4.5% | 144283 | 107576 | 88009 | 79406 | 65669 | 57695 | 52593 |
5% | 146709 | 110096 | 90623 | 82084 | 68503 | 60680 | 55722 |
5.5% | 149161 | 112650 | 93282 | 84813 | 71402 | 63742 | 58936 |
6% | 151636 | 115239 | 95986 | 87592 | 74365 | 66878 | 62233 |