Monthly Repayment |
HKD$49,166
|
Initial Payment |
HKD$6.91 Millions
|
Loan Amount |
HKD$10.37 Millions
|
Total interest |
HKD$4.38 Millions
|
complete insurance payment |
HKD$31,104 (0.3%)
|
Stamp Duty |
HKD$648,000
|
Legal Fee |
HKD$60,700
|
Agency Fee |
HKD$172,800
|
Total Expense |
HKD$912,604
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 127850 | 90827 | 70902 | 62051 | 47681 | 39074 | 33347 |
1.5% | 130099 | 93095 | 73193 | 64358 | 50030 | 41465 | 35782 |
2% | 132372 | 95399 | 75530 | 66718 | 52449 | 43945 | 38322 |
2.5% | 134671 | 97739 | 77914 | 69132 | 54940 | 46512 | 40966 |
3% | 136995 | 100114 | 80343 | 71599 | 57500 | 49166 | 43711 |
3.5% | 139344 | 102524 | 82819 | 74119 | 60130 | 51904 | 46556 |
4% | 141718 | 104970 | 85340 | 76690 | 62828 | 54726 | 49498 |
4.5% | 144116 | 107452 | 87907 | 79314 | 65593 | 57628 | 52533 |
5% | 146540 | 109968 | 90518 | 81989 | 68424 | 60610 | 55657 |
5.5% | 148988 | 112520 | 93174 | 84715 | 71320 | 63668 | 58868 |
6% | 151461 | 115106 | 95875 | 87491 | 74279 | 66801 | 62161 |