Monthly Repayment |
HKD$48,938
|
Initial Payment |
HKD$6.88 Millions
|
Loan Amount |
HKD$10.32 Millions
|
Total interest |
HKD$4.36 Millions
|
complete insurance payment |
HKD$30,960 (0.3%)
|
Stamp Duty |
HKD$645,000
|
Legal Fee |
HKD$60,500
|
Agency Fee |
HKD$172,000
|
Total Expense |
HKD$908,460
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 127258 | 90407 | 70574 | 61764 | 47461 | 38893 | 33193 |
1.5% | 129496 | 92664 | 72854 | 64060 | 49798 | 41273 | 35616 |
2% | 131759 | 94957 | 75180 | 66410 | 52207 | 43741 | 38144 |
2.5% | 134048 | 97286 | 77553 | 68812 | 54685 | 46297 | 40776 |
3% | 136361 | 99650 | 79971 | 71268 | 57234 | 48938 | 43509 |
3.5% | 138699 | 102050 | 82436 | 73775 | 59851 | 51664 | 46341 |
4% | 141062 | 104484 | 84945 | 76335 | 62537 | 54472 | 49269 |
4.5% | 143449 | 106954 | 87500 | 78947 | 65289 | 57361 | 52289 |
5% | 145861 | 109459 | 90099 | 81609 | 68107 | 60329 | 55399 |
5.5% | 148298 | 111999 | 92743 | 84323 | 70989 | 63373 | 58595 |
6% | 150760 | 114573 | 95431 | 87086 | 73935 | 66491 | 61873 |