Monthly Repayment |
HKD$40,782
|
Initial Payment |
HKD$8.6 Millions
|
Loan Amount |
HKD$8.6 Millions
|
Total interest |
HKD$3.63 Millions
|
complete insurance payment |
HKD$25,800 (0.3%)
|
Stamp Duty |
HKD$645,000
|
Legal Fee |
HKD$60,500
|
Agency Fee |
HKD$172,000
|
Total Expense |
HKD$903,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 106048 | 75339 | 58812 | 51470 | 39550 | 32411 | 27660 |
1.5% | 107913 | 77220 | 60712 | 53383 | 41498 | 34394 | 29680 |
2% | 109799 | 79131 | 62650 | 55341 | 43505 | 36451 | 31787 |
2.5% | 111706 | 81072 | 64627 | 57343 | 45571 | 38581 | 33980 |
3% | 113634 | 83042 | 66643 | 59390 | 47695 | 40782 | 36257 |
3.5% | 115582 | 85041 | 68696 | 61479 | 49876 | 43053 | 38617 |
4% | 117551 | 87070 | 70787 | 63613 | 52114 | 45393 | 41057 |
4.5% | 119541 | 89129 | 72916 | 65789 | 54407 | 47801 | 43574 |
5% | 121551 | 91216 | 75083 | 68008 | 56756 | 50274 | 46166 |
5.5% | 123582 | 93332 | 77286 | 70269 | 59158 | 52811 | 48829 |
6% | 125633 | 95477 | 79526 | 72571 | 61613 | 55409 | 51561 |