Monthly Repayment |
HKD$40,545
|
Initial Payment |
HKD$8.55 Millions
|
Loan Amount |
HKD$8.55 Millions
|
Total interest |
HKD$3.61 Millions
|
complete insurance payment |
HKD$25,650 (0.3%)
|
Stamp Duty |
HKD$641,250
|
Legal Fee |
HKD$60,250
|
Agency Fee |
HKD$171,000
|
Total Expense |
HKD$898,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 105432 | 74901 | 58470 | 51171 | 39320 | 32222 | 27500 |
1.5% | 107286 | 76771 | 60359 | 53073 | 41257 | 34194 | 29507 |
2% | 109161 | 78671 | 62286 | 55019 | 43253 | 36239 | 31602 |
2.5% | 111057 | 80600 | 64252 | 57010 | 45306 | 38356 | 33782 |
3% | 112973 | 82559 | 66255 | 59044 | 47418 | 40545 | 36047 |
3.5% | 114910 | 84547 | 68297 | 61122 | 49586 | 42803 | 38393 |
4% | 116868 | 86564 | 70376 | 63243 | 51811 | 45130 | 40819 |
4.5% | 118846 | 88610 | 72492 | 65406 | 54091 | 47523 | 43321 |
5% | 120844 | 90686 | 74646 | 67612 | 56426 | 49982 | 45898 |
5.5% | 122863 | 92789 | 76837 | 69860 | 58814 | 52504 | 48545 |
6% | 124903 | 94922 | 79063 | 72149 | 61254 | 55087 | 51261 |