Monthly Repayment |
HKD$48,369
|
Initial Payment |
HKD$6.8 Millions
|
Loan Amount |
HKD$10.2 Millions
|
Total interest |
HKD$4.31 Millions
|
complete insurance payment |
HKD$30,600 (0.3%)
|
Stamp Duty |
HKD$637,500
|
Legal Fee |
HKD$60,000
|
Agency Fee |
HKD$170,000
|
Total Expense |
HKD$898,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 125778 | 89356 | 69753 | 61046 | 46909 | 38440 | 32807 |
1.5% | 127990 | 91587 | 72007 | 63315 | 49219 | 40793 | 35202 |
2% | 130227 | 93853 | 74306 | 65637 | 51600 | 43233 | 37701 |
2.5% | 132489 | 96155 | 76651 | 68012 | 54050 | 45758 | 40302 |
3% | 134775 | 98491 | 79041 | 70439 | 56568 | 48369 | 43003 |
3.5% | 137086 | 100863 | 81477 | 72918 | 59155 | 51063 | 45802 |
4% | 139421 | 103270 | 83957 | 75448 | 61809 | 53839 | 48696 |
4.5% | 141781 | 105711 | 86482 | 78029 | 64530 | 56694 | 51681 |
5% | 144165 | 108186 | 89052 | 80660 | 67315 | 59628 | 54755 |
5.5% | 146574 | 110696 | 91665 | 83342 | 70164 | 62636 | 57914 |
6% | 149007 | 113240 | 94321 | 86073 | 73075 | 65718 | 61154 |