Monthly Repayment |
HKD$4,836
|
Initial Payment |
HKD$0.68 Millions
|
Loan Amount |
HKD$1.02 Millions
|
Total interest |
HKD$0.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$13,500
|
Agency Fee |
HKD$17,000
|
Total Expense |
HKD$30,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 12577 | 8935 | 6975 | 6104 | 4690 | 3844 | 3280 |
1.5% | 12799 | 9158 | 7200 | 6331 | 4921 | 4079 | 3520 |
2% | 13022 | 9385 | 7430 | 6563 | 5160 | 4323 | 3770 |
2.5% | 13248 | 9615 | 7665 | 6801 | 5405 | 4575 | 4030 |
3% | 13477 | 9849 | 7904 | 7043 | 5656 | 4836 | 4300 |
3.5% | 13708 | 10086 | 8147 | 7291 | 5915 | 5106 | 4580 |
4% | 13942 | 10327 | 8395 | 7544 | 6180 | 5383 | 4869 |
4.5% | 14178 | 10571 | 8648 | 7802 | 6453 | 5669 | 5168 |
5% | 14416 | 10818 | 8905 | 8066 | 6731 | 5962 | 5475 |
5.5% | 14657 | 11069 | 9166 | 8334 | 7016 | 6263 | 5791 |
6% | 14900 | 11324 | 9432 | 8607 | 7307 | 6571 | 6115 |