Monthly Repayment |
HKD$48,312
|
Initial Payment |
HKD$6.79 Millions
|
Loan Amount |
HKD$10.19 Millions
|
Total interest |
HKD$4.31 Millions
|
complete insurance payment |
HKD$30,564 (0.3%)
|
Stamp Duty |
HKD$636,750
|
Legal Fee |
HKD$59,950
|
Agency Fee |
HKD$169,800
|
Total Expense |
HKD$897,064
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 125630 | 89251 | 69671 | 60974 | 46854 | 38395 | 32768 |
1.5% | 127840 | 91479 | 71922 | 63241 | 49161 | 40745 | 35160 |
2% | 130074 | 93743 | 74219 | 65560 | 51539 | 43182 | 37656 |
2.5% | 132333 | 96042 | 76561 | 67932 | 53986 | 45705 | 40254 |
3% | 134617 | 98376 | 78948 | 70356 | 56502 | 48312 | 42953 |
3.5% | 136925 | 100744 | 81381 | 72832 | 59086 | 51003 | 45748 |
4% | 139257 | 103148 | 83859 | 75359 | 61737 | 53776 | 48639 |
4.5% | 141614 | 105586 | 86381 | 77937 | 64454 | 56628 | 51621 |
5% | 143996 | 108059 | 88947 | 80566 | 67236 | 59558 | 54691 |
5.5% | 146401 | 110566 | 91557 | 83244 | 70081 | 62563 | 57846 |
6% | 148831 | 113107 | 94210 | 85972 | 72989 | 65641 | 61082 |