Monthly Repayment |
HKD$40,213
|
Initial Payment |
HKD$8.48 Millions
|
Loan Amount |
HKD$8.48 Millions
|
Total interest |
HKD$3.58 Millions
|
complete insurance payment |
HKD$25,440 (0.3%)
|
Stamp Duty |
HKD$636,000
|
Legal Fee |
HKD$59,900
|
Agency Fee |
HKD$169,600
|
Total Expense |
HKD$890,940
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 104568 | 74288 | 57991 | 50752 | 38999 | 31958 | 27275 |
1.5% | 106408 | 76143 | 59864 | 52639 | 40919 | 33914 | 29266 |
2% | 108267 | 78027 | 61776 | 54569 | 42898 | 35942 | 31343 |
2.5% | 110148 | 79940 | 63726 | 56543 | 44935 | 38042 | 33506 |
3% | 112048 | 81883 | 65713 | 58561 | 47029 | 40213 | 35752 |
3.5% | 113969 | 83855 | 67738 | 60622 | 49180 | 42452 | 38078 |
4% | 115911 | 85855 | 69800 | 62725 | 51387 | 44760 | 40484 |
4.5% | 117873 | 87885 | 71899 | 64871 | 53648 | 47134 | 42966 |
5% | 119855 | 89943 | 74035 | 67059 | 55964 | 49573 | 45522 |
5.5% | 121857 | 92030 | 76207 | 69288 | 58332 | 52074 | 48148 |
6% | 123880 | 94145 | 78416 | 71559 | 60753 | 54636 | 50841 |