Monthly Repayment |
HKD$40,070
|
Initial Payment |
HKD$8.45 Millions
|
Loan Amount |
HKD$8.45 Millions
|
Total interest |
HKD$3.57 Millions
|
complete insurance payment |
HKD$25,350 (0.3%)
|
Stamp Duty |
HKD$633,750
|
Legal Fee |
HKD$59,750
|
Agency Fee |
HKD$169,000
|
Total Expense |
HKD$887,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 104199 | 74025 | 57786 | 50572 | 38861 | 31845 | 27178 |
1.5% | 106031 | 75873 | 59653 | 52452 | 40775 | 33794 | 29162 |
2% | 107884 | 77751 | 61558 | 54376 | 42747 | 35815 | 31232 |
2.5% | 109758 | 79658 | 63500 | 56343 | 44776 | 37908 | 33387 |
3% | 111652 | 81593 | 65480 | 58354 | 46863 | 40070 | 35625 |
3.5% | 113566 | 83558 | 67498 | 60407 | 49006 | 42302 | 37944 |
4% | 115501 | 85552 | 69553 | 62503 | 51205 | 44602 | 40341 |
4.5% | 117456 | 87574 | 71645 | 64641 | 53458 | 46967 | 42814 |
5% | 119431 | 89625 | 73773 | 66822 | 55766 | 49397 | 45361 |
5.5% | 121426 | 91704 | 75938 | 69043 | 58126 | 51890 | 47978 |
6% | 123442 | 93812 | 78139 | 71305 | 60538 | 54443 | 50662 |