Monthly Repayment |
HKD$47,800
|
Initial Payment |
HKD$6.72 Millions
|
Loan Amount |
HKD$10.08 Millions
|
Total interest |
HKD$4.26 Millions
|
complete insurance payment |
HKD$30,240 (0.3%)
|
Stamp Duty |
HKD$630,000
|
Legal Fee |
HKD$59,500
|
Agency Fee |
HKD$168,000
|
Total Expense |
HKD$887,740
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 124298 | 88304 | 68933 | 60328 | 46357 | 37988 | 32421 |
1.5% | 126485 | 90509 | 71160 | 62570 | 48640 | 40313 | 34788 |
2% | 128695 | 92749 | 73432 | 64865 | 50993 | 42724 | 37257 |
2.5% | 130930 | 95024 | 75749 | 67212 | 53414 | 45220 | 39828 |
3% | 133190 | 97333 | 78112 | 69610 | 55903 | 47800 | 42497 |
3.5% | 135473 | 99676 | 80518 | 72060 | 58459 | 50462 | 45263 |
4% | 137781 | 102055 | 82970 | 74560 | 61082 | 53205 | 48123 |
4.5% | 140113 | 104467 | 85465 | 77111 | 63771 | 56027 | 51073 |
5% | 142469 | 106914 | 88004 | 79711 | 66523 | 58926 | 54111 |
5.5% | 144850 | 109394 | 90586 | 82362 | 69339 | 61900 | 57233 |
6% | 147254 | 111908 | 93212 | 85060 | 72216 | 64945 | 60434 |