Monthly Repayment |
HKD$5,576
|
Initial Payment |
HKD$0.5 Millions
|
Loan Amount |
HKD$1.18 Millions
|
Total interest |
HKD$0.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$13,400
|
Agency Fee |
HKD$16,800
|
Total Expense |
HKD$30,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 14501 | 10302 | 8042 | 7038 | 5408 | 4432 | 3782 |
1.5% | 14756 | 10559 | 8302 | 7299 | 5674 | 4703 | 4058 |
2% | 15014 | 10820 | 8567 | 7567 | 5949 | 4984 | 4346 |
2.5% | 15275 | 11086 | 8837 | 7841 | 6231 | 5275 | 4646 |
3% | 15538 | 11355 | 9113 | 8121 | 6522 | 5576 | 4958 |
3.5% | 15805 | 11628 | 9393 | 8407 | 6820 | 5887 | 5280 |
4% | 16074 | 11906 | 9679 | 8698 | 7126 | 6207 | 5614 |
4.5% | 16346 | 12187 | 9970 | 8996 | 7439 | 6536 | 5958 |
5% | 16621 | 12473 | 10267 | 9299 | 7761 | 6874 | 6313 |
5.5% | 16899 | 12762 | 10568 | 9608 | 8089 | 7221 | 6677 |
6% | 17179 | 13056 | 10874 | 9923 | 8425 | 7576 | 7050 |