Monthly Repayment |
HKD$4,745
|
Initial Payment |
HKD$0.67 Millions
|
Loan Amount |
HKD$1 Millions
|
Total interest |
HKD$0.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$13,340
|
Agency Fee |
HKD$16,680
|
Total Expense |
HKD$30,120
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 12341 | 8767 | 6844 | 5989 | 4602 | 3771 | 3218 |
1.5% | 12558 | 8986 | 7065 | 6212 | 4829 | 4002 | 3453 |
2% | 12777 | 9208 | 7290 | 6440 | 5062 | 4241 | 3699 |
2.5% | 12999 | 9434 | 7520 | 6673 | 5303 | 4489 | 3954 |
3% | 13223 | 9663 | 7755 | 6911 | 5550 | 4745 | 4219 |
3.5% | 13450 | 9896 | 7994 | 7154 | 5804 | 5010 | 4494 |
4% | 13679 | 10132 | 8237 | 7402 | 6064 | 5282 | 4777 |
4.5% | 13911 | 10372 | 8485 | 7656 | 6331 | 5562 | 5070 |
5% | 14145 | 10615 | 8737 | 7914 | 6604 | 5850 | 5372 |
5.5% | 14381 | 10861 | 8993 | 8177 | 6884 | 6145 | 5682 |
6% | 14620 | 11110 | 9254 | 8445 | 7170 | 6448 | 6000 |