Monthly Repayment |
HKD$46,463
|
Initial Payment |
HKD$6.53 Millions
|
Loan Amount |
HKD$9.8 Millions
|
Total interest |
HKD$4.14 Millions
|
complete insurance payment |
HKD$29,394 (0.3%)
|
Stamp Duty |
HKD$612,375
|
Legal Fee |
HKD$58,325
|
Agency Fee |
HKD$163,300
|
Total Expense |
HKD$863,394
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 120821 | 85834 | 67004 | 58640 | 45060 | 36925 | 31514 |
1.5% | 122946 | 87977 | 69169 | 60820 | 47279 | 39185 | 33814 |
2% | 125095 | 90154 | 71378 | 63050 | 49566 | 41529 | 36215 |
2.5% | 127267 | 92365 | 73630 | 65332 | 51919 | 43955 | 38713 |
3% | 129463 | 94610 | 75926 | 67663 | 54339 | 46463 | 41308 |
3.5% | 131683 | 96888 | 78266 | 70044 | 56824 | 49051 | 43997 |
4% | 133926 | 99199 | 80648 | 72474 | 59373 | 51717 | 46777 |
4.5% | 136193 | 101544 | 83074 | 74954 | 61986 | 54460 | 49645 |
5% | 138484 | 103922 | 85542 | 77481 | 64662 | 57278 | 52597 |
5.5% | 140797 | 106334 | 88052 | 80057 | 67399 | 60168 | 55631 |
6% | 143134 | 108777 | 90604 | 82681 | 70195 | 63128 | 58743 |